:root{
  --navy:#071b33;
  --navy-2:#0c2b4a;
  --blue:#155b88;
  --cyan:#35b8c6;
  --cyan-pale:#e7f8fa;
  --ink:#122230;
  --muted:#526779;
  --line:#d7e3ec;
  --pale:#f4f8fb;
  --white:#fff;
  --amber:#9a6507;
  --green:#26745f;
  --radius:14px;
  --shadow:0 16px 45px rgba(7,27,51,.09);
  --font:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--white);color:var(--ink);font:16px/1.6 var(--font);-webkit-font-smoothing:antialiased}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{margin:0;color:var(--navy);line-height:1.16;letter-spacing:-.025em}
h1{font-size:clamp(2rem,4.8vw,4.4rem)}
h2{font-size:clamp(1.45rem,2.6vw,2.25rem)}
h3{font-size:1.08rem}
p{margin:0 0 1rem}
.wrap{width:min(1180px,calc(100% - 40px));margin:auto}
.narrow{width:min(760px,100%);margin-inline:auto}
.muted{color:var(--muted)}
.fine{font-size:.83rem;color:var(--muted)}
.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;z-index:100;background:#fff;padding:10px}
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);box-shadow:0 3px 16px rgba(7,27,51,.05);backdrop-filter:blur(10px)}
.hdr-in{min-height:88px;display:flex;align-items:center;gap:26px}
.brand{display:flex;align-items:center;color:var(--navy);font-weight:760;line-height:1.1;white-space:nowrap}
.brand:hover{text-decoration:none}
.brand img{width:280px;height:auto;display:block}
.nav{display:flex;align-items:center;gap:4px;margin-left:auto}
.nav a{color:var(--navy);padding:10px 12px;border-radius:8px;font-size:.92rem;font-weight:650}
.nav a:hover{background:var(--pale);text-decoration:none}
.nav .cta{background:var(--cyan);color:var(--navy);margin-left:4px}
.nav .cta:hover{background:#1fa7b7;color:#fff}
.burger{display:none;margin-left:auto;background:none;border:0;color:#fff;font-size:1.5rem}
.crumbs{padding:15px 0;font-size:.84rem;color:var(--muted)}
.crumbs span,.crumbs a{color:var(--muted)}.crumbs i{opacity:.45;padding:0 4px}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:76px 0}
.hero-inner{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(340px,.85fr);align-items:center;gap:56px}
.hero-copy{position:relative;z-index:1;max-width:720px}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-weight:760;font-size:.75rem;color:var(--cyan);margin-bottom:12px}
.hero h1{color:#fff;max-width:720px}
.hero .lede{max-width:760px;color:#c9deea;font-size:1.2rem;margin:22px 0 30px}
.hero-visual{position:relative;border-radius:22px;overflow:hidden;min-height:420px;box-shadow:0 28px 60px rgba(0,0,0,.3);border:1px solid rgba(255,255,255,.22)}
.hero-visual img{width:100%;height:100%;min-height:420px;object-fit:cover;display:block}
.hero-visual:after{content:"";position:absolute;inset:55% 0 0;background:linear-gradient(transparent,rgba(7,27,51,.88))}
.hero-visual span{position:absolute;z-index:1;left:22px;bottom:18px;color:#fff;font-weight:750;letter-spacing:.02em}
.searchbar{display:flex;gap:10px;max-width:760px}
.searchbar input{flex:1;min-width:0;height:58px;border-radius:10px;border:1px solid rgba(255,255,255,.25);padding:0 18px;font:inherit;font-size:1rem}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 18px;border-radius:9px;border:1px solid transparent;font-weight:700;font:700 .92rem/1 var(--font);cursor:pointer}
.btn:hover{text-decoration:none}
.btn-primary{background:var(--cyan);color:var(--navy)}
.btn-primary:hover{background:#62ced8}
.btn-outline{border-color:var(--line);background:#fff;color:var(--navy)}
.btn-dark{background:var(--navy);color:#fff}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.16);max-width:760px;margin-top:32px}
.stats div{padding:16px;background:rgba(7,27,51,.75)}
.stats b{display:block;color:#fff;font-size:1.55rem}.stats span{color:#a8c7dc;font-size:.75rem;text-transform:uppercase;letter-spacing:.08em}
.section{padding:68px 0}.section-pale{background:var(--pale)}
.section-head{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:26px}
.section-head p{max-width:680px;margin:8px 0 0;color:var(--muted)}
.tiles{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px}
.tile{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:15px;min-height:78px;padding:18px;border:1px solid var(--line);border-radius:12px;background:#fff;color:var(--navy)}
.tile:hover{border-color:#86cbd2;box-shadow:0 7px 20px rgba(7,27,51,.06);text-decoration:none}
.tile small{color:var(--muted);white-space:nowrap}
.state-directory-grid{grid-template-columns:repeat(auto-fit,minmax(275px,1fr));margin-top:30px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.step{border-top:3px solid var(--cyan);background:#fff;padding:24px;border-radius:0 0 12px 12px;box-shadow:var(--shadow);color:var(--ink)}
.step:hover{text-decoration:none;transform:translateY(-2px)}
.step img{width:44px;height:44px;margin-bottom:16px}
.step-num{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--cyan-pale);color:var(--navy);font-weight:800;margin-bottom:16px}
.trust{display:grid;grid-template-columns:1.1fr .9fr;gap:32px;background:var(--navy);color:#d8e9f2;padding:40px;border-radius:18px}
.trust h2{color:#fff}.trust ul{margin:0;padding-left:20px}.trust li{margin:8px 0}
.pill{display:inline-block;border-radius:999px;padding:5px 10px;background:var(--cyan-pale);color:var(--navy);font-size:.78rem;font-weight:700}
.phero{padding:45px 0 32px;border-bottom:1px solid var(--line)}
.phero h1{font-size:clamp(2rem,4vw,3.5rem)}
.phero .lede{max-width:780px;color:var(--muted);font-size:1.08rem;margin-top:14px}
.grid{display:grid;grid-template-columns:1fr 330px;gap:28px;align-items:start;margin-top:30px}
.cards{display:flex;flex-direction:column;gap:13px}
.card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:20px}
.provider-card{display:grid;grid-template-columns:66px 1fr auto;gap:16px;align-items:center}
.avatar{width:66px;height:66px;display:grid;place-items:center;background:var(--navy);color:#fff;border-radius:12px;font-weight:780;letter-spacing:.03em;overflow:hidden}
.avatar.has-logo{background:#fff;border:1px solid var(--line);padding:7px}.avatar img{width:100%;height:100%;object-fit:contain}
.provider-card h3 a{color:var(--navy)}
.meta{color:var(--muted);font-size:.88rem;margin:4px 0 7px}.desc{font-size:.91rem;color:#354d5e;margin:0}
.chips{display:flex;flex-wrap:wrap;gap:6px;margin-top:9px}.chip{background:var(--pale);border:1px solid var(--line);padding:4px 9px;border-radius:999px;font-size:.75rem;color:#314a5c}
.verified{background:#e8f6f1;color:var(--green)}.review{background:#fff4d9;color:var(--amber)}
.side{position:sticky;top:96px}.side h3{margin-bottom:10px}.side ul{padding-left:20px;margin:0}.side li{margin:7px 0}
.pagination{display:flex;flex-wrap:wrap;gap:6px;margin:24px 0}.pagination a,.pagination span{padding:8px 12px;border:1px solid var(--line);border-radius:8px}.pagination .current{background:var(--navy);color:#fff}
.profile-head{display:grid;grid-template-columns:92px 1fr auto;gap:20px;align-items:center;margin:15px 0 25px}.profile-head .avatar{width:92px;height:92px;font-size:1.35rem}
.profile-actions{display:flex;flex-direction:column;gap:9px;min-width:190px}
.profile-grid{display:grid;grid-template-columns:1fr 340px;gap:26px;align-items:start}
.block{padding:23px;border:1px solid var(--line);border-radius:var(--radius);margin-bottom:16px}.block h2{font-size:1.25rem;margin-bottom:13px}.block p:last-child{margin-bottom:0}
.evidence{border-left:4px solid var(--cyan);background:var(--cyan-pale)}
.notice{padding:14px 16px;border-radius:10px;background:#fff5db;color:#71500e;border:1px solid #efd593;margin:15px 0}
.contact-row{display:flex;justify-content:space-between;gap:14px;padding:9px 0;border-bottom:1px solid var(--line)}
.map{width:100%;border:0;border-radius:10px;margin-top:10px}
.category-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:14px;margin:28px 0}
.category-card{display:flex;align-items:flex-start;gap:15px;padding:22px;border:1px solid var(--line);border-top:4px solid var(--cyan);border-radius:12px;color:var(--navy);background:#fff}
.category-card img{width:42px;height:42px;flex:0 0 auto}
.category-card:hover{text-decoration:none;box-shadow:var(--shadow)}.category-card p{color:var(--muted);font-size:.88rem;margin:7px 0 0}
.side-icon{width:42px;height:42px;margin-bottom:12px}
.feature-split{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:48px;background:var(--pale);border-radius:20px;overflow:hidden}
.feature-split>img{width:100%;height:100%;min-height:390px;object-fit:cover}
.feature-split>div{padding:44px 48px 44px 0}.feature-split p:not(.eyebrow){color:var(--muted);font-size:1.06rem;margin:16px 0 24px}
.state-showcase{display:grid;grid-template-columns:minmax(300px,.9fr) minmax(0,1.1fr);gap:52px;align-items:center}
.state-showcase>img{width:100%;height:100%;min-height:480px;max-height:560px;object-fit:cover;border-radius:20px}
.state-subheading{color:var(--muted);font-size:1.05rem;margin:14px 0 22px}
.state-link-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:28px;margin-bottom:24px;border-top:1px solid var(--line)}
.state-link{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:13px 2px;border-bottom:1px solid var(--line);color:var(--navy);font-weight:720}
.state-link:hover{color:var(--blue);text-decoration:none}.state-link small{color:var(--muted);font-weight:550;white-space:nowrap}
.condition-layout{display:grid;grid-template-columns:250px minmax(0,1fr);gap:28px;align-items:start;margin:10px 0 50px}
.condition-filter{position:sticky;top:112px}.condition-filter h2{font-size:1.35rem;margin-bottom:10px}.condition-filter>p:not(.eyebrow){font-size:.9rem;color:var(--muted)}
.condition-filter label{display:block;font-size:.78rem;font-weight:750;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin:18px 0 6px}
.condition-filter select{width:100%;height:46px;border:1px solid var(--line);border-radius:9px;background:#fff;color:var(--navy);padding:0 11px;font:600 .9rem var(--font)}
.condition-all-states{display:inline-block;margin-top:16px;font-size:.86rem;font-weight:650}
.condition-main{min-width:0}.condition-main .section-head{align-items:center;margin-bottom:20px}
.provider-card[hidden]{display:none}
.faq-heading{text-align:center;max-width:720px;margin:0 auto 30px}.faq-heading p:last-child{color:var(--muted);margin:12px 0 0}
.faq-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;align-items:start}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.faq-item summary{position:relative;cursor:pointer;list-style:none;padding:18px 52px 18px 20px;color:var(--navy);font-weight:720;line-height:1.35}
.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"+";position:absolute;right:18px;top:14px;width:28px;height:28px;display:grid;place-items:center;border-radius:50%;background:var(--cyan-pale);color:var(--navy);font-size:1.2rem;font-weight:500}
.faq-item[open] summary:after{content:"−"}.faq-item[open] summary{border-bottom:1px solid var(--line)}.faq-item summary:hover{background:#fbfdfe}
.faq-item>div{padding:16px 20px}.faq-item p{color:var(--muted);font-size:.93rem;margin:0}
.provider-cta{background:var(--navy);color:#c9deea;padding:54px 0;margin-top:0}
.provider-cta-inner{display:flex;justify-content:space-between;align-items:center;gap:36px}.provider-cta h2{color:#fff}.provider-cta p:not(.eyebrow){max-width:720px;margin:12px 0 0}.provider-cta .btn{flex:0 0 auto}
.provider-form{margin-top:36px;padding-top:30px;border-top:1px solid var(--line)}.provider-form>p{color:var(--muted);margin:10px 0 22px}.provider-form iframe{display:block;width:100%;height:985px;border:0;border-radius:8px;background:var(--pale)}
.guide-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin:34px 0 70px}
.featured-guides{background:linear-gradient(180deg,#fff 0%,#f7fbfd 100%)}.home-guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.home-guide-card{display:flex;flex-direction:column;min-height:100%;overflow:hidden;border:1px solid var(--line);border-radius:16px;background:#fff;color:var(--ink);transition:.16s}.home-guide-card:hover{text-decoration:none;border-color:#86cbd2;box-shadow:var(--shadow);transform:translateY(-2px)}
.home-guide-card>img{width:100%;height:220px;object-fit:cover}.home-guide-card>div{display:flex;flex:1;flex-direction:column;align-items:flex-start;padding:22px}.home-guide-card h3{font-size:1.24rem}.home-guide-card p:not(.eyebrow){color:var(--muted);font-size:.9rem;margin:10px 0 16px}.home-guide-card span{color:var(--blue);font-size:.84rem;font-weight:750;margin-top:auto}.home-guide-upcoming{opacity:.85}.home-guide-upcoming:hover{transform:none;box-shadow:none;border-color:var(--line)}
.guide-card{display:grid;grid-template-columns:190px minmax(0,1fr);min-height:240px;border:1px solid var(--line);border-radius:16px;overflow:hidden;color:var(--ink);background:#fff;transition:.16s}
.guide-card:hover{text-decoration:none;border-color:#86cbd2;box-shadow:var(--shadow);transform:translateY(-2px)}.guide-card>img{width:100%;height:100%;object-fit:cover}.guide-card>div{display:flex;flex-direction:column;align-items:flex-start;padding:22px}
.guide-card h2{font-size:1.25rem}.guide-card p:not(.eyebrow){color:var(--muted);font-size:.9rem;margin:10px 0}.guide-date{font-size:.76rem;color:var(--muted);margin-top:auto}.guide-read{color:var(--blue);font-weight:750;font-size:.86rem;margin-top:8px}
.guide-coming{grid-column:1/-1;text-align:center;background:var(--pale);border:1px solid var(--line);border-radius:18px;padding:58px 28px}.guide-coming img{width:54px;height:54px;margin-bottom:16px}.guide-coming p{max-width:650px;margin:12px auto 22px;color:var(--muted)}
.preview-notice{margin:18px 0}.guide-article{padding-bottom:20px}.article-head{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(300px,.85fr);gap:46px;align-items:center;padding:42px 0;border-bottom:1px solid var(--line)}
.article-head h1{font-size:clamp(2.25rem,4vw,3.7rem)}.article-head .lede{font-size:1.1rem;color:var(--muted);margin:18px 0}.article-head>img{width:100%;height:340px;object-fit:cover;border-radius:18px}.article-byline{display:flex;flex-wrap:wrap;gap:7px 18px;color:var(--muted);font-size:.78rem}.article-byline span+span:before{content:"·";margin-right:18px}
.article-layout{display:grid;grid-template-columns:minmax(0,760px) 260px;justify-content:center;gap:48px;align-items:start;padding-top:38px}.article-body{font-size:1.03rem}.article-body h2{font-size:1.6rem;margin:36px 0 12px}.article-body h3{margin:26px 0 8px}.article-body li{margin:8px 0}.article-summary{font-size:1.12rem;line-height:1.7;background:var(--cyan-pale);border-left:4px solid var(--cyan);padding:18px 20px;border-radius:0 10px 10px 0}
.article-aside{position:sticky;top:105px;display:flex;flex-direction:column;gap:12px}.article-aside .card h2{font-size:1.15rem}.article-aside ul{padding-left:18px;margin:12px 0 0}.article-aside li{font-size:.88rem;margin:7px 0}
.article-table-wrap{overflow-x:auto;margin:20px 0}.article-table{width:100%;border-collapse:collapse;font-size:.9rem}.article-table th,.article-table td{padding:13px;text-align:left;vertical-align:top;border:1px solid var(--line)}.article-table th{background:var(--navy);color:#fff}.article-table tr:nth-child(even) td{background:var(--pale)}
.article-cta{background:var(--navy);color:#c9deea;border-radius:16px;padding:28px;margin:42px 0}.article-cta h2{color:#fff;margin:0 0 10px}.article-cta p:not(.eyebrow){margin-bottom:20px}.article-sources{border-top:1px solid var(--line);margin-top:40px;padding-top:26px}.article-sources h2{font-size:1.25rem;margin:0 0 12px}.article-sources ul{padding-left:20px}.article-sources li{font-size:.88rem;margin:7px 0}
.related-guides{border-top:1px solid var(--line);margin-top:48px;padding:36px 0}.related-guides>div{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:16px}.related-guides a{display:flex;flex-direction:column;padding:18px;border:1px solid var(--line);border-radius:12px;color:var(--navy)}.related-guides a:hover{text-decoration:none;border-color:#86cbd2}.related-guides span{color:var(--muted);font-size:.76rem;margin-bottom:6px}
.prose{padding:18px 0 40px}.prose h2{font-size:1.55rem;margin:32px 0 10px}.prose h3{margin:24px 0 8px}.prose li{margin:7px 0}.prose .source-note{padding:16px;background:var(--pale);border-left:4px solid var(--cyan);font-size:.9rem}
.search-results{margin:25px 0 55px}.empty{padding:30px;background:var(--pale);border-radius:12px;color:var(--muted)}
.ftr{background:var(--navy);color:#b7cdda;margin-top:70px}.ftr-in{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px;padding:50px 0 32px}.ftr .brand img{width:320px;background:#fff;border-radius:8px;padding:5px}.ftr .brand+ p{max-width:550px;margin-top:18px}.ftr h4{color:#fff;margin-bottom:12px}.ftr a{color:#d9edf5}.ftr ul{list-style:none;margin:0;padding:0}.ftr li{margin:7px 0}.ftr-b{border-top:1px solid rgba(255,255,255,.12);padding:18px 0 28px;font-size:.8rem}
.ftr-flush{margin-top:0}
@media(max-width:1100px){.hdr-in{min-height:76px;gap:12px}.hdr .brand img{width:clamp(190px,24vw,250px)}.nav{gap:0}.nav a{font-size:clamp(.76rem,1.35vw,.87rem);padding:9px 8px;white-space:nowrap}.hero-inner{grid-template-columns:1fr}.hero-visual{min-height:340px}.hero-visual img{min-height:340px}.steps{grid-template-columns:repeat(2,1fr)}.grid,.profile-grid,.trust,.feature-split,.state-showcase,.article-head{grid-template-columns:1fr}.state-showcase>img{min-height:360px;max-height:440px}.feature-split>div{padding:0 34px 36px}.article-head>img{height:360px}.side{position:static}.provider-card{grid-template-columns:58px 1fr}.provider-card>div:last-child{grid-column:1/-1}.profile-head{grid-template-columns:74px 1fr}.profile-actions{grid-column:1/-1}.ftr-in{grid-template-columns:1fr 1fr}}
@media(max-width:900px){.guide-grid{grid-template-columns:1fr}.home-guide-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.home-guide-card:last-child{grid-column:1/-1}.article-layout{grid-template-columns:1fr}.article-aside{position:static;display:grid;grid-template-columns:1fr auto;align-items:end}.related-guides>div{grid-template-columns:1fr}}
@media(max-width:760px){.hdr-in{flex-wrap:wrap;gap:6px;padding:9px 0}.hdr .brand img{width:220px}.nav{order:2;width:100%;margin:0;overflow-x:auto;padding-bottom:2px}.condition-layout{grid-template-columns:1fr}.condition-filter{position:static}.faq-grid{grid-template-columns:1fr}.provider-cta-inner{align-items:flex-start;flex-direction:column}.state-link-grid{column-gap:16px}.guide-card{grid-template-columns:150px minmax(0,1fr)}.article-aside{display:flex}.article-byline{flex-direction:column;gap:3px}.article-byline span+span:before{content:none}}
@media(max-width:580px){.wrap{width:min(100% - 28px,1180px)}.hdr .brand img{width:210px}.nav a{font-size:.78rem;padding:8px 7px}.hero{padding:54px 0}.searchbar{flex-direction:column}.stats,.steps{grid-template-columns:1fr}.provider-card{grid-template-columns:1fr}.avatar{width:54px;height:54px}.profile-head{grid-template-columns:1fr}.section{padding:50px 0}.state-link-grid{grid-template-columns:1fr}.state-showcase>img{min-height:280px}.home-guide-grid{grid-template-columns:1fr}.home-guide-card:last-child{grid-column:auto}.home-guide-card>img{height:210px}.guide-card{grid-template-columns:1fr}.guide-card>img{height:210px}.article-head{padding-top:28px}.article-head>img{height:260px}.article-body{font-size:1rem}.ftr-in{grid-template-columns:1fr}.ftr .brand img{width:min(100%,320px)}}